Dlaczego eurobank zachwala swój system jako nowatorski? Co tu jest nowego?
Budując nasz system przyglądaliśmy się uważnie rynkowi i wyciągaliśmy wnioski z błędów rywali. Tak jak ewoluuje rynek franczyzy, tak rozwijają się usługi finansowe – kiedyś wystarczyło dać agentowi kilka wybranych produktów z oferty banku i umożliwić transakcje gotówkowe – bo na tym agenci generowali przychody. Rynek jednak bardzo się zmienił, jest coraz bardziej wymagający – transakcje gotówkowe odchodzą do lamusa, bo ludzie dokonują opłat elektronicznie lub przy kasie w markecie. Poza tym partnerzy nie chcą być gorsi od oddziałów własnych banku. Bo niby dlaczego? Nasze podejście do franczyzy polega na prawdziwym partnerstwie – nie dzielimy oddziałów na własne i franczyzowe. Przy tym zoptymalizowaliśmy koszty inwestycji tak, że franczyzobiorcom wystarczy nieduży kapitał – nawet 30 tys. zł - na uruchomienie placówki, w której sprzedają te same produkty, jakie oferują nasze własne oddziały.
Na czym polega aserukacja działalności partnera?
To jest gwarancja, że nie zostawimy agenta samemu sobie. Początki bywają trudne, dlatego przez pierwsze sześć miesięcy – jeśli franczyzobiorca nie osiągnie zakładanych przychodów – pokrywamy do 50 proc. działalności operacyjnej jego placówki.
Skąd taka szczodrość?
Nie szczodrość, ale przemyślana inwestycja w partnera – bardzo starannie dobieramy franczyzobiorców, dlatego wiemy, że warto im pomóc na starcie, bo potem będą generować wysokie obroty – z korzyścią dla siebie i dla nas. Poza tym nie musimy sięgać po ten instrument zbyt często, bo partnerzy zaczynają zarabiać już od pierwszego miesiąca działalności. Jesteśmy pewni swojego modelu franczyzy i wiemy, że placówki franczyzowe to dobry biznes dla naszych partnerów, dlatego stale pracujemy nad podniesieniem konkurencyjności naszych placówek partnerskich. W efekcie tych prac stworzyliśmy kilka innowacyjnych pomysłów, które mają pomóc w realizacji naszych celów.
Rozmawiał (emka)
[authors] => Array ( [0] => Array ( [author_id] => 133 [author_pid] => 1011 [author_name] => Marcin Kaleta [authortype_id] => 1 [author_info] => [author_position] => doradca we franczyzie [author_email] => mkaleta@profitsystem.pl [author_profile] =>Z franczyzą związany od 2005 roku. Zajmuje się rekrutacją franczyzobiorców oraz prowadzi wykłady dla franczyzodawców w ramach Akademii Franczyzy. Kieruje pracami działu PR. Obsługuje kluczowych klientów, zajmuje się PR korporacyjnym i finansowym oraz komunikacją w kryzysie. Prowadzi kampanie rekrutacyjne dla klientów międzynarodowych. Jest współautorem raportu PROFIT system o franczyzie w bankowości.
Ukończył nauki polityczne na UKSW, dziennikarstwo w Wyższej Szkole Komunikowania i Mediów Społecznych oraz podyplomowe studium strategii marketingowych w SGH.
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pl [description] => [path] => 89f/5ea/003_diamentowa_2_.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 900 [img_height] => 1200 [itemserver_id] => 53305 ) ) ) ) [9] => Array ( [name] => mFinanse [id] => 1911 [type] => 14 [fr] => 1 [short_description] => [minimal_investment] => [name_length] => 8 [link] => /franczyza/1911/mfinanse/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 215640 [country_item] => pl [description] => [path] => 157/78d/mfinase_logo_poziom.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 500 [img_height] => 151 [itemserver_id] => 53627 ) ) [article] => Array ( [0] => Array ( [pid] => 165494 [country_item] => pl [description] => [path] => 4c7/b8a/mfinanse-biuro-lokal.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 883 [img_height] => 710 [itemserver_id] => 38969 ) [1] => Array ( [pid] => 165495 [country_item] => pl [description] => [path] => 5cb/304/mfinanse-biuro.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 881 [img_height] => 713 [itemserver_id] => 38970 ) [2] => Array ( [pid] => 165496 [country_item] => pl [description] => [path] => fe4/311/mfinanse-lokal-biuro.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 881 [img_height] => 712 [itemserver_id] => 38971 ) [3] => Array ( [pid] => 165497 [country_item] => pl [description] => [path] => f81/057/mfinanse-lokal.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 883 [img_height] => 719 [itemserver_id] => 38972 ) ) ) ) [10] => Array ( [name] => Millennium Bank [id] => 2078 [type] => 14 [fr] => 1 [short_description] => [minimal_investment] => [name_length] => 16 [link] => /franczyza/2078/millennium-bank/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 175359 [country_item] => pl [description] => [path] => 40b/8fc/millenniumcmyk.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 500 [img_height] => 116 [itemserver_id] => 42532 ) ) [article] => Array ( [0] => Array ( [pid] => 203589 [country_item] => pl [description] => [path] => 37d/dc8/imgp5666.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1068 [itemserver_id] => 50562 ) [1] => Array ( [pid] => 175362 [country_item] => pl [description] => [path] => 65a/8db/2019-11-13_millennium_karolina_kaczmarek_hr_2_.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 800 [img_height] => 1200 [itemserver_id] => 42535 ) ) ) ) [11] => Array ( [name] => Monetia [id] => 192 [type] => 14 [fr] => 1 [short_description] => [minimal_investment] => [name_length] => 7 [link] => /franczyza/192/monetia/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 78318 [country_item] => pl [description] => [path] => 14e/903/monetia.png [class] => image-png [mime] => image/png [title] => [img_width] => 424 [img_height] => 250 [itemserver_id] => 27760 ) ) [article] => Array ( [0] => Array ( [pid] => 79305 [country_item] => pl [description] => [path] => d82/524/punkt_kasowy_monetia.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 370 [img_height] => 300 [itemserver_id] => 28724 ) ) ) ) [12] => Array ( [name] => Nest Bank [id] => 1791 [type] => 14 [fr] => 2 [short_description] => [minimal_investment] => [name_length] => 9 [link] => /franczyza/1791/nest-bank/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 206169 [country_item] => pl [description] => [path] => 323/147/nest_bank_logo.png [class] => image-png [mime] => image/png [title] => [img_width] => 500 [img_height] => 309 [itemserver_id] => 51123 ) ) [article] => Array ( [0] => Array ( [pid] => 206170 [country_item] => pl [description] => [path] => 3f8/e6a/_nest_bank_interior_4.1._001_1.jpeg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 900 [itemserver_id] => 51124 ) [1] => Array ( [pid] => 206171 [country_item] => pl [description] => [path] => 032/200/_nest_bank_interior_4.1._004_1.jpeg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 900 [itemserver_id] => 51125 ) ) ) ) [13] => Array ( [name] => PKO Bank Polski S.A. [id] => 292 [type] => 14 [fr] => 2 [short_description] => [minimal_investment] => [name_length] => 20 [link] => /franczyza/292/pko-bank-polski-s/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 70537 [country_item] => pl [description] => [path] => 724/36a/pko-bank-polski.png [class] => image-png [mime] => image/png [title] => [img_width] => 222 [img_height] => 250 [itemserver_id] => 20067 ) ) [article] => Array ( [0] => Array ( [pid] => 204488 [country_item] => pl [description] => [path] => b9d/d71/0904_zebrzydowice_ks._janusza_15_.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 50782 ) ) ) ) [14] => Array ( [name] => Quark Kantory Bitcoin [id] => 2250 [type] => 14 [fr] => 1 [short_description] => [minimal_investment] => [name_length] => 22 [link] => /franczyza/2250/quark-kantory-bitcoin/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 195808 [country_item] => pl [description] => [path] => 77b/eb6/logo_quark_kantory_poziome.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 500 [img_height] => 223 [itemserver_id] => 48537 ) ) [article] => Array ( [0] => Array ( [pid] => 210204 [country_item] => pl [description] => [path] => b7f/e7d/6_z_kasjeremmar_9715.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1066 [itemserver_id] => 52019 ) [1] => Array ( [pid] => 210203 [country_item] => pl [description] => [path] => 60f/1e7/5mar_9312.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 800 [img_height] => 1200 [itemserver_id] => 52018 ) [2] => Array ( [pid] => 210202 [country_item] => pl [description] => [path] => 9b8/1eb/7_z_kasjerem_mar_9400_1_.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1067 [itemserver_id] => 52017 ) [3] => Array ( [pid] => 195833 [country_item] => pl [description] => [path] => 398/b6f/quark_bitcoin-1.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1067 [itemserver_id] => 48546 ) [4] => Array ( [pid] => 195832 [country_item] => pl [description] => [path] => 3ed/597/quark_bitcoin01.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 800 [img_height] => 1200 [itemserver_id] => 48545 ) ) ) ) [15] => Array ( [name] => RCU Ubezpieczenia [id] => 1442 [type] => 14 [fr] => 2 [short_description] => [minimal_investment] => [name_length] => 17 [link] => /franczyza/1442/rcu-ubezpieczenia/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 169735 [country_item] => pl [description] => [path] => 63c/9b8/logo-rcu-01.png [class] => image-png [mime] => image/png [title] => [img_width] => 250 [img_height] => 250 [itemserver_id] => 40458 ) ) [article] => Array ( [0] => Array ( [pid] => 169748 [country_item] => pl 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[mime] => image/jpeg [title] => [img_width] => 800 [img_height] => 600 [itemserver_id] => 40446 ) [5] => Array ( [pid] => 169693 [country_item] => pl [description] => [path] => c71/e4d/rcu-franchising05.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 800 [img_height] => 600 [itemserver_id] => 40447 ) [6] => Array ( [pid] => 169694 [country_item] => pl [description] => [path] => 657/96e/rcu-franchising06.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1063 [itemserver_id] => 40448 ) [7] => Array ( [pid] => 169695 [country_item] => pl [description] => [path] => b62/a04/rcu-franchising07.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1063 [itemserver_id] => 40449 ) ) ) ) [16] => Array ( [name] => Santander [id] => 1938 [type] => 14 [fr] => 2 [short_description] => [minimal_investment] => [name_length] => 9 [link] => /franczyza/1938/santander/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 115169 [country_item] => pl [description] => [path] => ddd/2f1/santander_logo.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 500 [img_height] => 250 [itemserver_id] => 37819 ) ) [article] => Array ( [0] => Array ( [pid] => 166677 [country_item] => pl [description] => [path] => e5d/fb5/santander-2.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1067 [itemserver_id] => 39376 ) [1] => Array ( [pid] => 166678 [country_item] => pl [description] => [path] => 0b8/9ea/santander-1.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1067 [itemserver_id] => 39377 ) [2] => Array ( [pid] => 166679 [country_item] => pl [description] => [path] => 072/c49/santander-4.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1081 [itemserver_id] => 39378 ) [3] => Array ( [pid] => 166680 [country_item] => pl [description] => [path] => 041/bb3/santander-3.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1067 [itemserver_id] => 39379 ) ) ) ) [17] => Array ( [name] => Santander Consumer Bank [id] => 2362 [type] => 14 [fr] => 2 [short_description] => [minimal_investment] => [name_length] => 23 [link] => /franczyza/2362/santander-consumer-bank/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 217741 [country_item] => pl [description] => [path] => 654/754/fa_santander_consumer_bank-poland_cv_pos_cmyk.png [class] => image-png [mime] => image/png [title] => [img_width] => 500 [img_height] => 160 [itemserver_id] => 54291 ) ) [article] => Array ( [0] => Array ( [pid] => 217743 [country_item] => pl [description] => [path] => 083/4dc/---2.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 54293 ) [1] => Array ( [pid] => 217745 [country_item] => pl [description] => [path] => 447/7fa/----3.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 54295 ) [2] => Array ( [pid] => 217744 [country_item] => pl [description] => [path] => c7f/3a4/4_58_.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 54294 ) [3] => Array ( [pid] => 217742 [country_item] => pl [description] => [path] => 600/66e/---1.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 54292 ) ) ) ) [18] => Array ( [name] => VeloBank [id] => 735 [type] => 14 [fr] => 2 [short_description] => [minimal_investment] => [name_length] => 8 [link] => /franczyza/735/velobank/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 200087 [country_item] => pl [description] => [path] => b98/c12/logo-velobank-rgb-zielony.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 500 [img_height] => 374 [itemserver_id] => 49765 ) ) [article] => Array ( [0] => Array ( [pid] => 200088 [country_item] => pl [description] => [path] => 36f/de5/vb-011a.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1067 [itemserver_id] => 49766 ) ) ) ) [19] => Array ( [name] => Viviamo Ubezpieczamy [id] => 1612 [type] => 14 [fr] => 1 [short_description] => [minimal_investment] => [name_length] => 20 [link] => /franczyza/1612/viviamo-ubezpieczamy/ [investmentFormatted] => [currency] => PLN [images] => Array ( [logo] => Array ( [0] => Array ( [pid] => 187503 [country_item] => pl [description] => [path] => 568/113/viviamo-umz-czerwone-tlo.png [class] => image-png [mime] => image/png [title] => [img_width] => 500 [img_height] => 160 [itemserver_id] => 46731 ) ) [article] => Array ( [0] => Array ( [pid] => 119912 [country_item] => pl [description] => [path] => 496/3f0/dsc_0226.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 38334 ) [1] => Array ( [pid] => 119911 [country_item] => pl [description] => [path] => fc7/7fc/biuro-pozna_.jpg [class] => image-jpeg [mime] => image/jpeg [title] => [img_width] => 1600 [img_height] => 1200 [itemserver_id] => 38333 ) ) ) ) ) )Rynek podnosi poprzeczkę

– mówi Kamil Polikowski, dyrektor ds. franczyzy eurobanku.
Dlaczego eurobank zachwala swój system jako nowatorski? Co tu jest nowego?
Budując nasz system przyglądaliśmy się uważnie rynkowi i wyciągaliśmy wnioski z błędów rywali. Tak jak ewoluuje rynek franczyzy, tak rozwijają się usługi finansowe – kiedyś wystarczyło dać agentowi kilka wybranych produktów z oferty banku i umożliwić transakcje gotówkowe – bo na tym agenci generowali przychody. Rynek jednak bardzo się zmienił, jest coraz bardziej wymagający – transakcje gotówkowe odchodzą do lamusa, bo ludzie dokonują opłat elektronicznie lub przy kasie w markecie. Poza tym partnerzy nie chcą być gorsi od oddziałów własnych banku. Bo niby dlaczego? Nasze podejście do franczyzy polega na prawdziwym partnerstwie – nie dzielimy oddziałów na własne i franczyzowe. Przy tym zoptymalizowaliśmy koszty inwestycji tak, że franczyzobiorcom wystarczy nieduży kapitał – nawet 30 tys. zł - na uruchomienie placówki, w której sprzedają te same produkty, jakie oferują nasze własne oddziały.
Na czym polega aserukacja działalności partnera?
To jest gwarancja, że nie zostawimy agenta samemu sobie. Początki bywają trudne, dlatego przez pierwsze sześć miesięcy – jeśli franczyzobiorca nie osiągnie zakładanych przychodów – pokrywamy do 50 proc. działalności operacyjnej jego placówki.
Skąd taka szczodrość?
Nie szczodrość, ale przemyślana inwestycja w partnera – bardzo starannie dobieramy franczyzobiorców, dlatego wiemy, że warto im pomóc na starcie, bo potem będą generować wysokie obroty – z korzyścią dla siebie i dla nas. Poza tym nie musimy sięgać po ten instrument zbyt często, bo partnerzy zaczynają zarabiać już od pierwszego miesiąca działalności. Jesteśmy pewni swojego modelu franczyzy i wiemy, że placówki franczyzowe to dobry biznes dla naszych partnerów, dlatego stale pracujemy nad podniesieniem konkurencyjności naszych placówek partnerskich. W efekcie tych prac stworzyliśmy kilka innowacyjnych pomysłów, które mają pomóc w realizacji naszych celów.
Rozmawiał (emka)
ZOBACZ W KATALOGU

Alior Bank Partner
Placówki bankowe

Bank Pekao S.A.

DG - Inwest Leasing & Kredyt

Dom Ubezpieczeniowy Spectrum

ERGO Hestia

Extrakantor.pl

Generali

Helpeo

KASA Unii Lubelskiej

mFinanse

Millennium Bank

Monetia

Nest Bank

PKO Bank Polski S.A.

Quark Kantory Bitcoin

RCU Ubezpieczenia

Santander

Santander Consumer Bank

VeloBank

Viviamo Ubezpieczamy
Featured franchises

Żabka
Sklepy typu convenience

Yasumi Instytut Zdrowia i Urody
Gabinety kosmetyczne, hotele i obiekty SPA

Alior Bank Partner
Placówki bankowe

Carrefour
Sklepy convenience, minimarkety, supermarkety

McDonald’s
Restauracje szybkiej obsługi

Xtreme Fitness Gyms
Kluby fitness/siłownie

Willisch
Lodziarnie
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Franchise name
Sports articles

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Partnership

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Master licenses

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Franchise
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